Some people approach life in their own way—and their wealth should be managed no differently. At Sanlam Private Wealth, clients are encouraged to let their goals and ambitions take centre stage with a bespoke wealth solution tailored specifically to their needs.
What does a customised wealth strategy include?
A bespoke wealth plan from Sanlam Private Wealth offers an end-to-end solution that may include investment portfolio customisation, global estate planning, cross-geographical tax structuring, and strategies to ensure the orderly transfer and preservation of wealth for future generations.
Each plan begins with a carefully crafted investment portfolio aligned to the client’s risk profile and objectives. Whether the aim is to grow and preserve overall wealth, invest for retirement, safeguard income post-retirement, invest offshore, or follow a Shariah-compliant strategy, Sanlam Private Wealth ensures that every portfolio is integrated into an overall, personalised wealth plan.
How does a bespoke private client portfolio differ from a collective investment scheme (unit trust fund)?
The benefits of a customised portfolio are significant:
- The investment portfolio is tailored to the client’s individual circumstances, unlike a unit trust which pools assets into a single fund managed by a fund manager.
- Clients enjoy direct ownership of the assets in their portfolio, ensuring full transparency and flexibility.
- A dedicated investment professional manages the portfolio, offering direct access and personal service—without intermediaries such as call centre agents or relationship managers.
- Clients choose their level of involvement in the day-to-day management of their wealth.
- Private client portfolio managers face fewer restrictions than unit trust managers, allowing them to invest more freely in line with their best investment views.
While many may prefer a traditional strategy anchored in equities, fixed income, and cash, Sanlam Private Wealth also provides access to alternative asset classes such as hedge funds, private equity, and private credit.
Why is global estate planning so important?
Estate planning is essential for ensuring the seamless transfer of wealth to future generations. It is a complex field, particularly for individuals with offshore assets or beneficiaries living abroad, making expert guidance critical.
With proper estate planning, wealth can be restructured efficiently through vehicles such as local and offshore trusts. Sanlam Private Wealth’s fiduciary and tax specialists assist with the establishment and management of these structures, alongside global tax structuring and compliance services.
For more information, visit www.sanlamprivatewealth.com.